If you have been injured in a car accident through no fault of your own, it’s imperative to understand the necessary measures you must take to safeguard your legal rights and recuperate the compensation you need to get your life back on track. Unfortunately, medical expenses can accumulate quickly following an accident, and depending on the severity of your injuires, you may be rendered incapable of working. As the bills pile up, you likely wonder who is responsible for paying your medical expenses. Please continue reading to learn whether medical bills are paid from a personal injury settlement and how a seasoned New York City Car Accident Attorney can help you fight for the funds you deserve.
How Are Medical Expenses Paid During a Personal Injury Settlement?
When you seek monetary compensation after suffering an injury, it’s crucial to understand that healthcare providers may wait for the resolution of your case to receive compensation. This is done through a subrogation lien. This type of claim permits the insurance company to collect compensation for the expenses they have converted should you file a lawsuit against the negligent party to recoup the damages you have wrongfully endured.
However, in the meantime, your health insurance can be used along with your personal injury protection (PIP) insurance to cover the costs of your medical care.
It’s important to understand that your medical bills may be costly depending on the extent of your injuries. As such, you may still have costs your insurance policy won’t be able to cover, leaving you responsible for making these payments out-of-pocket. In such cases, you may need to pursue legal action against the at-fault driver to recover the remaining compensation you need to cover these expenses.
Do I Pursue Legal Action Against the Driver?
Many victims wonder whether they should pursue legal action against the negligent party or their insurance company. In most cases, you must file a lawsuit against the at-fault driver. Their insurance will typically be responsible for covering the costs. However, if the driver is uninsured, you can hold them personally liable for the damages you have endured.
As you can see, pursuing a personal injury claim can be a complex and challenging process. As such, it’s in your best interest to seek the legal assistance of a proficient New York City car accident attorney who can help guide you through every step of this process.
If you or someone you love was injured in a car accident due to another driver’s negligence, the at-fault party is responsible for paying your medical bills. At Swerling Law, we are prepared to help you fight for the justice you deserve. Contact our legal team today to discuss what we can do for you.
