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As time goes on, the way people choose to vacation continues to change. This includes where they choose to stay. While many people like to stay in hotels, there are others who choose to join the new trend of renting an Airbnb. People view these affordable and convenient locations as safe, not expecting to be caused any harm. However, like anywhere else, accidents can happen in these locations if any hazards arise on the property. When this happens, it is still possible to recover compensation for damages caused by the accident. Those who are victims of these situations should contact an experienced New York personal injury attorney for assistance. 

What is Airbnb Host Protection Insurance?

When an accident happens, it is important to be aware that Airbnb offers Host Protection Insurance. This provides coverage for hosts and landlords who own the property where the accident happened. The insurance covers up to $1 million for liability claims that are brought against third parties. When a person becomes injured on an Airbnb property and wants to pursue legal action, the money they can receive comes from this coverage instead of the host’s own pockets. However, Host Protection Insurance does not cover all types of injuries. For example, it usually does not cover the following:

  • Injuries caused by an intentional act
  • Communicable diseases contracted on the premises
  • Contractual liability
  • Injuries due to a guest’s intoxication
  • Loss of earnings as a result of the accident

How Can I Recover Compensation?

When an accident happens on another party’s property, the injured party often wishes to pursue legal action as a result. This is to recover compensation in order to afford any damages that stem from the accident. This can include medical bills, in-home care, and more. When dealing with an Airbnb accident, the individual will recover the Host Protection Insurance liability payment first. While this is true, there are many cases in which this money does not cover all of the treatment that the individual needs after an accident. It is because of this that it is possible for the injured party to recover additional compensation. This can prove to be difficult to accomplish, which is why it is crucial to have the services of an experienced New York personal injury attorney during this time.  When dealing with these situations, it is important to remember that the statute of limitations for personal injury accidents in New York gives injured parties three years from the date of the injury to file a personal injury claim. 

Contact our Firm

If you have been injured in a New York City car accident, Swerling Law is here to help. Our firm understands the challenges that many people face after being hurt in an accident and is prepared to help you receive an award of significant compensation to ease some of your burdens. To schedule a consultation with an experienced construction site accident attorney in New York City, contact Swerling Law today.


To a man who was assaulted at a restaurant and sustained a traumatic brain injury.


Settlement to a barista who slipped and fell on a defective stairwell while working for Starbucks who sustained back injuries requiring multiple surgeries in 2012.


Settlement to a woman who was assaulted and sustained back/hip injuries in 2015.


To a man who sustained back injuries when he was a passenger in the car that rear ended another car.


Verdict to a high school student who was assaulted by a school dean during her lunch period dislocating her hip in 2014.

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