While we tend to think of Uber and Lyft’s rideshare services as affordable, dependable means of transportation, the truth is, accidents happen more often than you may think. If you have been injured in a car accident, you are most likely now seeking compensation to help you on your way to recovery. Here are some of the questions you may have regarding the claims process:
Will I qualify for compensation after an Uber or Lyft accident?
To win a personal injury claim, you will have to prove that you were injured as a result of another party’s negligence. This is oftentimes more complicated than you may think, which is why you need the assistance of an experienced attorney who knows how to effectively collect and present evidence as convincingly as possible. Fortunately, our firm has been doing so for years.
What is Uber/Lyft’s liability coverage for car accidents?
- Period 0: Period 0 is when the driver was not logged into the rideshare app at the time the accident took place. When this happens Uber or Lyft do not provide coverage, as the accident did not happen on their time.
- Period 1: When the driver is logged in to the app but has not yet accepted a ride, the company will provide liability coverage for an accident that is the driver’s fault. In this case, Uber or Lyft will contribute up to $50,000 per person harmed in the accident, $100,000 in total injury liability per accident, and $25,000 in property damage liability.
- Period 2: At this point, the Uber/Lyft driver has accepted a trip and is en route to pick up a passenger when the accident occurred. Uber/Lyft’s liability coverage now increases to $1 million.
- Period 3: For when the passenger is in the Uber/Lyft car at the time of the accident and was injured. Liability coverage goes up to $1 million, plus limited coverage for damage to the driver’s car and uninsured motorists’ coverage.
Additionally, New York City Uber and Lyft drivers are regulated by the NYC Taxi and Limousine Commission, which means that all Uber and Lyft vehicles within the city’s jurisdiction require a commercial insurance policy. Because of this, all accidents that occur on rides originating in New York City are covered by the commercial insurance policies maintained by the Uber or Lyft driver.
Contact our experienced New York City firm
If you have been injured in a New York City car accident, Swerling Law is here to help. Our firm understands the challenges that many people face after being hurt in an accident and is prepared to help you receive an award of significant compensation to ease some of your burdens. To schedule a consultation with an experienced construction site accident attorney in New York City, contact Swerling Law today.
