After an individual is involved in a car accident, an insurance adjuster will attempt to contact you. Insurance adjusters often will try to minimize your injuries. If you have been injured in an automotive accident, you should talk to an experienced New York City Car Accident Attorney. If you would like to learn more about how to interact with an insurance adjuster, please read on.
What Should I Know About Speaking with Insurance Adjusters After an Auto Accident?
It is important to know what to say to an insurance adjuster after an auto accident. Often, uninformed individuals will unknowingly make comments or remarks that hurt their case. Adjusters look for ways to minimize their client’s culpability. They do this by trying to persuade you to admit a degree of fault. You should never admit that you were at fault to an adjuster. Adjusters will often ask to record your statement, but you should not consent to be recorded. It is always better to give a written statement instead. You should refrain from discussing your opinion, and only recognize facts in your conversation. You should only tell insurance adjusters your basic information such as your name, address, and telephone number. You should always request their information as you are entitled to it. Basic information about yourself and the accident should be the only information relayed to an insurance adjuster.
What is the Purpose of an Insurance Adjuster?
An insurance adjuster represents and works for the insurance company you are filing a claim against. Adjusters investigate claims filed against policyholders to determine damages and compensation. They will analyze and evaluate your claim. The purpose of an insurance adjuster is to collect information on behalf of insurance companies and determine a settlement. However, they frequently offer lowball settlements initially, which is why you need an attorney experienced in negotiating with insurance adjusters.
What Do Insurance Adjusters Look for?
An insurance adjuster will look for any factors that could minimize your injuries and reduce the amount you could claim for damages. Adjusters try to bait you into revealing vital information that could affect your case and compensation. An adjuster will most likely come to inspect the vehicle involved in the crash or request photos. They will likely ask you for your medical records, but you are not inclined to grant them access. They are allowed to see your medical bills. Adjusters are looking to see if any other circumstances could have led to your injury. They want your medical records to see if your injury could be linked to a pre-existing condition. Insurance adjusters are looking for anything that discredits your claim against their policyholder. If an insurance adjuster reaches out to you, it is imperative to contact an experienced New York City Personal Injury Attorney who can help you navigate a conversation about your personal injury.
Contact Our New York City Firm
If you have been injured in a New York City accident, Swerling Law is here to help. Contact Swerling Law today to schedule your free initial consultation with our firm.